The largest interoperability network, purpose-built for risk assessment

Clareto’s EHR+ provides the industry’s premier frictionless, interoperable solution for assessing risk.

Transforming life underwriting

Clareto pioneered solutions for handling electronic health record data—building the connections that define the industry today. With EHR+, we draw on our deep expertise and unparalleled network to optimize the flow of digital health data between insurers and data providers, offering the premier turnkey solution for partners across the EHR life cycle, all without requiring portal credentials or additional identity verification from consumers.

Frictionless experience

Access HIPAA-authorization-based digital health data with no consumer involvement required.

Smart retrieval

Configure targeted data retrieval strategies that maximize protective value.

Enhanced usability

Get consolidated, standards-based records with de-duplicated, normalized, and enriched algorithm-ready data.

Data-driven optimization

Leverage millions of real-world data points to improve performance.

EHR+ takes broad data networks and translates the data into multiple interfaces like C-CDA Raw or Enhanced XML and HTML, Merged PDFs, FHIR, and integration partners.
EHR+ Solution

Easy for insurers to get started

EHR+ requires no implementation or startup fees, and offers pay-as-you-go pricing.

Couple Practicing Yoga
data network

Providing data you need, however you want it

Configurable APIs, end-to-end automation, and more make data retrieval fast and convenient.

privacy and Security

Safeguarding data for complete applicant protection 

Our robust processes ensure applicant data released through authorization-based disclosures remains safe.

See EHR+ in action

Insurers and data providers can see how Clareto optimizes sourcing and accessing EHR data.