The premier data network for life risk

Digitally capable, with deep healthcare knowledge

In a rapidly changing regulatory environment, Clareto has long served as a beacon of stability while maintaining state-of-the-art thinking and technology.

We serve as the trusted connector between the health care organizations, health information exchanges (HIEs), and electronic medical record (EMR) vendors who have the patient data and the life insurers who can make use of it to better serve those patients seeking coverage. Our extensive experience and deep expertise make the process more efficient and rewarding to every party along the value chain.

The life insurance industry’s largest purpose-built health data network




Aid patients without burden

Avoid manual workflows in processing patients’ electronically released medical record requests for family-protecting insurance policies.

Customize your experience

Configurable APIs provide end-to-end automation of case submission, data retrieval, provider lookup, and more.

Get started with ease

Clareto’s full-featured EHR+ web portal requires no implementation or start-up fees and offers pay-as-you-go pricing.

Couple Practicing Yoga
EHR+ Solution

Expanded insurability through data

The speed and ease of EHR+ help consumers obtain expanded protection for themselves and their families with lower dropout rates.

Join our network

Discuss how providing patient-requested health data to insurers can benefit your organization.